Final Expense Insurance
Benefits of Final Expense Life Insurance:
Final expense insurance is a type of whole life insurance designed to cover funeral and other end-of-life expenses. Here’s what you need to know:
Financial Protection for Loved Ones:
Final expense insurance ensures that your loved ones don’t have to worry about funeral costs or outstanding debts.
It provides peace of mind, knowing that these expenses are taken care of without burdening your family.
Fewer Health Requirements:
Final expense policies don’t require a medical exam.
They’re accessible to those who may not qualify for traditional life insurance due to health conditions.
Accelerated Approvals:
Approval for final expense insurance is quick, with minimal health exam requirements.
It’s an efficient option for securing coverage promptly.
Lower Premiums:
Because final expense policies have a smaller death benefit, they’re generally affordable.
They offer financial security without significant premium costs.
Consider final expense insurance if:
You’re a senior or retired, ensuring your funeral expenses are covered without depleting savings.
You have limited savings and need a financial safety net for your family.
You have health concerns that prohibit traditional coverage
Frequently Asked Questions
Common Questions Answered for your convenience.
1. What exactly is Medicare and who gets to use it?
Medicare is a federal health insurance program in the United States for people that are age 65 or older and younger people with disabilities, including those with end stage renal disease and amyotrophic lateral sclerosis (Lou Gehrig's disease).
Can you explain the different parts of Medicare like A, B, C, and D?
Part A - Hospital Insurance Part B - Medical Insurance Part C - Medicare Advantage Plan Part D - Drug Coverage
How do I know if I'm eligible for Medicare when I turn 65?
Check with human resources if you are still working.
Contact the Social Security Administration.
Schedule An Appointment with me now!
Check with human resources if you are still working. Contact the Social Security Administration. Schedule An Appointment with me now!
What's included in Medicare Advantage plans that's not in Original Medicare?
Additional benefits such as vision, dental, etc.
Are there any resources that can help me compare different Medicare Advantage plans?
Schedule an appointment online with an agent now. Click the link on this page now.
Can you switch from Original Medicare to a Medicare Advantage plan anytime?
No, There are certain times of the year that you are able to switch between plans. Check with a licensed insurance agent for the appropriate times.